Your linked band
A physical identifier connects to your wallet at a participating merchant.
WALLET & BAND
Access value.
Keep it moving.
Your wallet holds your value. A linked band or pin connects you to it.
YOUR WALLET, EXPLAINED
A band connects.
A wallet holds value.
The physical access point and your wallet work together. They have different jobs.
Your eTap wallet
The wallet holds your balance. Your money is not stored on the band.
Your phone
Access your wallet in a browser using your registered cell number and PIN.
CHECK YOUR BALANCEVIEW TRANSACTIONSUSE AVAILABLE SERVICES
This diagram explains the connection; it does not show the final physical band. Services, fees, limits and merchant availability apply.
A connection on your wrist.
An NFC identifier that opens the payment journey on a compatible phone. Link it to your wallet and use it at participating merchant tills.
Ask about wristbands ↗Make the option visible.
A wearable printed QR pin. Customers scan with their camera to reach the payment page for your linked wallet.
Ask about pins ↗Your value lives here.
Manage your balance in a phone browser using your registered cell number and PIN. Money is held in the wallet, not on the band or pin.
Explore your wallet ↗AFTER THE PAYMENT
Earn it. Then use it.
Available services and account limits apply. Confirm your service or merchant before relying on it.
Send to your people
Transfer wallet value using another user’s registered cell number.
Stay connected
Buy available airtime and data for the right network and number.
Keep home running
Purchase available prepaid electricity and vouchers.
Spend nearby
Use your linked band at participating merchant tills. It is not a normal bank card.
Move to your bank
Bank transfers require full identity verification and an enabled transfer option. Fees and limits apply.
Keep track
Check your balance and transaction details in your wallet.
GFS. Go Further Solutions.
A proposed credit offering for qualifying salaried eTap users, with a proposed maximum of R1,000. It is not open for applications. Launch is subject to NCR registration, credit approval, final pricing and terms. No launch date has been confirmed.
Eligibility is separate from the wallet: salary and credit assessments and bank-authenticated DebiCheck are proposed requirements. Having a wallet does not guarantee credit.
PARTNER OPPORTUNITIES
What could come next?
Potential additions to explore with suitable partners. These services are not advertised as currently available through eTap.
Bills, tickets & essentials
Additional prepaid utilities, household bills, subscriptions and transport tickets, subject to an agreed supplier catalogue and delivery process.
Programmes & rewards
Employer-funded benefits, guardian-managed spending, sponsored bands and merchant-funded loyalty, with clear permissions and programme rules.
Specialist services
Protection products, device finance, additional credit and expanded money movement require their own provider agreements and readiness checks.
Retail or ATM cashout, cross-border services and crypto are longer-term opportunities in the research, not live eTap features. GFS remains the planned Phase Two offering described above.
Talk about a product partnership ↗FIND YOUR NEXT STEP
LET’S TALK
Find the eTap solution that fits what you need.
